Commercial Insurance

Types of Coverage that we offer include:

Business Owners Policy (BOP): BOPs are a standard package of insurance coverages that are typically needed by a small
business. This may include coverage for property, business interruption, liability exposures, and business vehicles. For many growing companies, BOPs can be a simplified and cost effective way to obtain the needed insurance coverages.

General Liability: This coverage is designed to provide financial protection in the event your business is sued or held legally responsible for some injury or damage. General Liability pays losses arising from real or alleged property damage, personal injury, bodily injury, and products & completed operations liability that occurs on your premises or arising from your operations.

Professional Liability/Errors & Omissions: Professional Liability, also referred to as Errors & Omissions, is designed to
protect you and your company in the event that a client alleges they have suffered a financial loss as a result of an error or an omission by you in the delivery of your services.

Directors and Officers Liability: D&O Insurance protects directors and officers from liability arising from actions in
connection with their performance and duties of management.

Employment Practice Liability Insurance: Today’s litigious workplace has led to an increase in employment related claims and lawsuits resulting from age and gender discrimination, sexual harassment, wrongful termination, invasion of privacy, negligent hiring, promotion and compensation decisions, mismanagement of employee benefits, and breach of employment contract.

Worker’s Compensation: Worker’s compensation is a mandatory business insurance that provides coverage for employees that sustain job related injuries, including medical benefits for job related injury or disease, disability income benefits, and rehabilitation to help an injured employee return to work. It also protects the employer from being sued by employees for workplace conditions that caused the injury or illness.

Commercial Property: Property insurance provides protection for business property such as your building, outdoor sign,
furniture & equipment and inventory against physical loss or damage by theft or accident. In can also provide coverage for
business interruption and lost income.

Umbrella: Also known as Excess, Umbrella insurance provides additional coverage when the limits of insurance on an
underlying policy are exceeded. They can also protect insureds from gaps and exclusions that exist in their primary policies

Commercial Auto: Commercial Auto Insurance provides protection for your business vehicles, as well as leased or rented
vehicles used for business purposes. It also covers you in the event of injury to others and their property.

Bonds: Fidelity bonds, Surety bonds, License and Permit bonds.

 

Contact us so we can pair the right coverages for your particular needs.

Through the diligent
and aggressive work
of Walsh Carter and Associates, we were
able to find better
value in all aspects
of our insurance
coverage.

Eric Swallow
Owner, Garden City Casino